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Inspection - FAQ's
Questions and answers:
American Society of Home Inspectors( ASHI) http://www.ashi.com
WHAT IS
A "HOME INSPECTION"?
A
home inspection is an objective visual examination of the physical
structure and systems of a home, from the roof to the foundation.
Having a home inspected is like giving it a physical checkup.
If problems or symptoms are found, the inspector may recommend
further evaluation.
WHAT DOES IT INCLUDE?
The
standard home inspector's report will review the condition of
the home's heating system, central air conditioning system (temperature
permitting), interior plumbing and electrical systems; the roof,
attic, and visible insulation; walls, ceilings, floors, windows
and doors; the foundation, basement, and visible structure.
WHY DO I NEED A HOME INSPECTION?
The
purchase of a home is probably the largest single investment you
will ever make. You should learn as much as you can about the
condition of the property and the need for any major repairs before
you buy, so that you can minimize unpleasant surprises and difficulties
afterwards.
Of
course, a home inspection also points out the positive aspects
of a home, as well as the maintenance that will be necessary to
keep it in good shape. After the inspection, you will have a much
clearer understanding of the property you are about to purchase.
If
you are already a home owner, a home inspection may be used to
identify problems in the making and to learn preventive measures
which might avoid costly future repairs. If you are planning to
sell your home, you may wish to have an inspection prior to placing
your home on the market. This will give you a better understanding
of conditions which may be discovered by the buyer's inspector,
and an opportunity to make repairs that will put the house in
better selling condition.
WHAT WILL IT COST?
The
inspection fee for a typical one-family house varies geographically,
as does the cost of housing. Similarly, within a given area, the
inspection fee may vary depending upon the size of the house,
particular features of the house, its age, and possible additional
services, such as septic, well, or radon testing. It is a good
idea to check local prices on your own.
However,
do not let cost be a factor in deciding whether or not to have
a home inspection, or in the selection of your home inspector.
The knowledge gained from an inspection is well worth the cost,
and the lowest-priced inspector is not necessarily a bargain.
The inspector's qualifications, including his experience, training,
and professional affiliations, should be the most important consideration.
CAN'T
I DO IT MYSELF?
Even
the most experienced home owner lacks the knowledge and expertise
of a professional home inspector who has inspected hundreds, perhaps
thousands, of homes in his or her career. An inspector is familiar
with the many elements of home construction, their proper installation,
and maintenance. He or she understands how the home's systems
and components are intended to function together, as well as how
and why they fail.
Above
all, most buyers find it very difficult to remain completely objective
and unemotional about the house they really want, and this may
affect their judgment. For the most accurate information, it is
best to obtain an impartial third-party opinion by an expert in
the field of home inspection.
CAN A HOUSE FAIL INSPECTION?
No.
A professional home inspection is an examination of the current
condition of your prospective home. It is not an appraisal, which
determines market value, or a municipal inspection, which verifies
local code compliance. A home inspector, therefore, will not pass
or fail a house, but rather describe its physical condition and
indicate what may need repair or replacement.
HOW DO I FIND A HOME INSPECTOR?
The
best source is a friend, or perhaps a business acquaintance, who
has been satisfied with and can recommend a home inspector they
have used. In addition, the names of local inspectors can be found
by searching our online database, or in the Yellow Pages where
many advertise under "Building Inspection Service" or "Home Inspection
Service". Real estate agents are also generally familiar with
the service, and should be able to provide you with a list of
names from which to choose.
Whatever
your referral source, you will want to make sure that the home
inspector is a Member of the American Society of Home Inspectors®
(ASHI®) in order to be certain of his or her professional qualifications,
experience, and business ethics. A list of ASHI® Members in your
area is available upon request from the Association's headquarters.
WHEN DO I CALL IN THE HOME INSPECTOR?
A
home inspector is typically contacted right after the contract
or purchase agreement has been signed, and is often available
within a few days. However, before you sign, be sure that there
is an inspection clause in the contract, making your purchase
obligation contingent upon the findings of a professional home
inspection. This clause should specify the terms to which both
the buyer and seller are obligated.
DO I HAVE TO BE THERE?
It
is not necessary for you to be present for the inspection, but
it is recommended. You will be able to observe the inspector and
ask questions directly, as you learn about the condition of the
home, how its systems work, and how to maintain it. You will also
find the written report easier to understand if you've seen the
property firsthand through the inspector's eyes.
WHAT IF THE REPORT REVEALS PROBLEMS?
No
house is perfect. If the inspector identifies problems, it doesn't
necessarily mean you shouldn't buy the house, only that you will
know in advance what to expect. A seller may adjust the purchase
price or contract terms if major problems are found. If your budget
is tight, or if you don't wish to become involved in future repair
work, this information will be extremely important to you.
IF THE HOUSE PROVES TO BE IN GOOD CONDITION, DID I REALLY NEED AN
INSPECTION?
Definitely.
Now you can complete your home purchase with your eyes open as
to the condition of the property and all its equipment and systems.
You will also have learned many things about your new home from
the inspector's written report, and will want to keep that information
for future reference.
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